Welcome to Universal Risk Insurance Services
Welcome to Universal Risk Insurance Services and thank you for visiting. We are an independently owned insurance brokerage servicing California and beyond. As your trusted advisor, we are committed to helping you prepare for the unexpected and protecting what is important to you.
We pride ourselves on helping you achieve Peace of Mind. When unexpected accidents happen, we are there to help you deal with them in the most positive way possible. As an independent insurance brokerage, we can help you find the best quality business, home, auto coverage at the best value. We are dedicated to finding each client a customized insurance plan that fits their specific budget and needs.
Products & Services

Commercial Insurance
Commercial Property, Workers Comp, Commercial Auto, General Liability, Contractor & More

Personal Insurance
Home/Condo/Townhome, Auto, Earthquake/Flood, Umbrella, Renters, Boats, Off Road Vehicles & More

Professional Insurance
Errors & Omissions, Directors & Officers, Malpractice, Professional Liability, Cyber Liability & More

Specialty Insurance
Food Processing, Manufacturing, Concrete Pumpers, Hotels/Hospitality, Schools, House of Worship & more

Health & Life Insurance
Commercial Health Insurance, Group Health, Dental, Vision Term Life & More

Professional Insurance
Errors & Omissions, Directors & Officers, Malpractice, Professional Liability, Cyber Liability & More
Companies We Work With

















